New Delhi: If you want to build or buy your house and are thinking of a home loan, then it is very important for you to know which banks is offering the loan at which interest rate.
Let us tell you that recently many banks have cut home loan interest rates, including Central Bank of India, Union Bank of India, Bank of Maharashtra and UCO Bank etc.
This is the top 11 banks, where you are getting home loan at the lowest interest rate
Union Bank of India – 6.70%
Bank of India – 6.85 %
Central Bank – 6.85%
Canara Bank – 6.90%
Punjab & Sind Bank – 6.90%
State Bank of India – 6.95 %
HDFC Bank – 6.95%
ICICI Bank – 6.95%
Punjab National Bank – 7%
Bank of Baroda – 6.85 %
UCO Bank – 6.90%
HDFC Limited – 6.90%
The cheapest home loan among these is “UBI”. UBI’s home loan interest rate is linked to EBLR.
However, it is worth noting that at this low interest rate, home loans will be available only to those customers whose CIBIL score is more than 700.
For women working in UBI itself, whose CIBIL score is more than 700, this home loan will be available at the rate of 6.70%. In the same bank male employees will be given this loan at the rate of 6.75%. This loan will also be given to the unpaid people working here at the rate of 6.90% per annum.
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